| Now that the biggest shopping season of the year is in | | | | have a talent share it with others. You could give "gift |
| full swing it might be a good time to create a holiday | | | | certificates to those on your list. Do you play the |
| budget. I'm sure there are lots of names on your list, | | | | piano? Offer free piano lessons. Are you good with |
| but hopefully you can find gifts that won't put a big | | | | kids? Offer free babysitting for a day. Are you well |
| dent in your pocketbook. I've come up with a few | | | | organized? Offer to clean someones house. Do you |
| good ideas that might help.Make your Own. Everybody | | | | work on cars? Offer a free oil change. These gifts |
| loves a homemade gift. It means that you really put | | | | cost no money to give but could be some of the most |
| some time and thought into it. You can make your | | | | well received gifts!You could take the above option a |
| own bath salts, bubble bath, brownie mixes and more! | | | | step further buy using your services to barter for a |
| Choose an inexpensive jar, add a ribbon and you've | | | | gift. If your neighbor sells candles and you would love |
| got a really cool gift that didn't cost a fortune. You can | | | | to get two or three for your sister-in-law maybe you |
| find the recipes to these homemade gifts here: And | | | | could barter your services. Offer her a free night of |
| I've got some homemade stocking stuffer ideas here: | | | | babysitting. Or maybe there's a gift in your closet that |
| money-saving-tips.blogspot.comIt's probably too late to | | | | you recieved last year that you got one too many of. |
| start this idea for this holiday season but you can plan | | | | Offer that to her in exchange for a candle.Remember |
| ahead for the next. After Christmas is one of the best | | | | the holidays aren't about buying the most expensive |
| times to buy gifts. Almost everything is marked | | | | gifts. They are about sharing traditions and making |
| down-sometimes as much as 50%. So create a list for | | | | memories with those you love. |
| next year and hit the shops after Christmas!If you | | | | |